10 Ways Young People Can Build A Strong Credit Record- Establish Good Financial Behaviors

Here is a recent article where I contributed to Forbes about how to build good credit by establishing good financial behaviors.

“In order to build a strong credit record, you have to understand how the credit bureaus operate. Credit card debt is a major factor in determining your credit score. However, I would also advise not to forgo common sense or sound financial advice purely for the prospect of building a better credit record. If you have developed sound financial behaviors, your credit record will reflect that.”